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Nigeria has introduced its new new national ID card and its a Mastercard. The card is incorporating all of the functions that Nigeria has incorporated into its national ID program in one card. These include taxes, mobile phone ID (SIM card), driver's license, health insurance, pension and voter registration. All of these databases are now accessed by one card.

They have rolled the card out with a 13 million person trial and by 2019 all Nigerians over 16 years old will be required to have this ID card. They are well into the shift to a cashless economy and this card is a big part of that and is likely one of the reasons that Nigeria partnered with a credit card company for this identity card. Many people look at things like this as positive. But the power that this gives to the government to track and control every aspect of its citizen's lives is terrifying.

Nigeria’s Orwellian Biometric ID Is Brought to You by MasterCard

Imagine an ID card that remembers all of your personal records. This one card serves as your driver's license and a catch-all that includes information about your health insurance, tax payments, and bank accounts. Oh, and it's a MasterCard.

Now imagine you're required to have it to vote. By 2019, that will be the case in Nigeria, where the government is running a large-scale pilot program with MasterCard, the U.S. credit card giant. An initial 13 million Nigerians will participate in the pilot program, but all those above the age of 16 -- a whopping 160 million people -- are expected to carry the cards by 2019.

At an official launch in the Nigerian capital of Abuja last week, President Goodluck Jonathan was the first to receive one of the biometric cards, which stores a scan of its owners irises and all ten fingerprints. "The card is not only a means of certifying your identity, but also a personal database repository and payment card, all in your pocket," Jonathan said.

He also pointed to the economic benefits of the no-cost card, which will provide access to electronic banking for citizens who previously might have faced challenges qualifying for loans due to lack of identification.

While Nigeria is not the first country to launch a biometric ID card tied to a banking system, this is the first time a major banking institution has so specifically endorsed the use of an ID card. Eventually, the ID system could be used to disburse social benefits, make deposits and withdrawals, and set up savings accounts through local banks partnering with MasterCard for the initiative. MasterCard calls the initiative a "financial inclusion project," and in that sense the project holds potential as a way to more efficiently disburse government benefits -- without corrupt officials skimming off the top.

But the card has also raised concerns among many Nigerians who worry that the card could compromise their privacy -- by making it accessible either to the government or to a hacker. With a massive trove of information stored on each citizen, the card could pose as an attractive target for cyber-criminals looking for personal information.  

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